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About U

 KreddyPay: Powering Credit Payments in FMCG
India’s first credit-payment aggregator designed for FMCG Distributors and Retailers. Instant settlements, Pay Later for retailers, and automated daily collections.


 KreddyPay is transforming the way credit flows in the FMCG supply chain.
We are a credit-payment aggregator enabling instant settlement for distributors and flexible repayment for retailers.  


 
We're solving two core problems:
1. Distributors face delayed payments that block working capital.
2. Retailers lack access to structured and manageable credit.



 

Who Is It For?

Distributors: Improve liquidity and rotate stock faster with zero wait time for payments.
Retailers: Get flexible credit with small daily repayments that match cash flow.
FMCG Brands: Gain better downstream visibility and reduce inventory pile-up. 

Benefits For Distributors:

 - Instant working capital
- Reduce credit risk
- Digital records
- More repeat orders

Benefits For Retailers:

 - Buy now, pay later
- Daily repayment options
- Credit eligibility grows with repayment history
- No paperwork or manual follow-ups 

KreddyPay Tech private limited

Kalaburgi, Karnataka

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