KreddyPay: Powering Credit Payments in FMCG

Launching this month, KreddyPay enables distributors to get instant settlements and retailers to enjoy structured Pay Later options. Our platform automates daily collections, ensuring compliance, transparency, and scale from day one.

Credit Flow: Distributor → KreddyPay → Retailer

50+

Distributors Settled

200+

Retailers Onboarded

₹2M

Daily Collections

₹10M+

Credit Transactions

Why the FMCG Ecosystem Trusts KreddyPay

Instant settlements reduce distributor payment delays, boosting trust and cash flow.
Structured credit helps retailers scale orders while ensuring disciplined repayment.
Automated daily collections make credit recovery predictable, transparent, and compliant.

Banking & Payment Partners

UPI
HDFC Bank
IDFC Bank
Kotak Bank
NBFC Partner
KreddyPay partners with regulated banks and NBFCs to ensure secure,
RBI-compliant credit transactions.

Risk & Credit Engine

Retailer Credit Scoring

Dynamic scoring based on repayment behavior, transaction frequency, and purchase history.

Exposure Limits & Controls

Real-time credit tracking, automated limits, and distributor-level risk caps.

Collections & Safeguards

Rule-based daily collections with early-warning triggers and escalation workflows.

FAQ

KreddyPay is a credit-payment aggregator for FMCG distributors and retailers. It enables instant payment to suppliers and collects repayments from buyers on a daily basis.

We aggregate credit payments, settle distributors instantly, and manage retailer repayments seamlessly.

No, We enable structured credit payments between FMCG partners. We are not a personal loan app.

Limits are decided based on transaction history and repayment behavior..

Contact Us

We typically respond within 24 business hours